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Stafford Loan Sample Repayment Chart

To assist you with determining the amount of loan you can afford to borrow, we are pleased to provide you with a sample repayment chart for the Federal Stafford Loan Programs. Repayment of the Stafford loan begins 6 months after the borrower is no longer enrolled at least 1/2 time. The following chart is based on a 6.80% interest rate.

Amount Borrowed Number of Payments Payment per Month Total Interest
$1,000 22 $50 $64
$2,000 46 $50 $274
$2,625 63 $50 $500
$3,500 90 $50 $971
$4,000 107 $50 $1,344
$5,000 120 $58 $1,905
$8,500 120 $98 $3,239
$10,000 120 $115 $3,810
$12,000 120 $138 $4,572
$15,000 120 $173 $5,715
$20,000 120 $230 $7,619
$25,000 120 $288 $9,524
$30,000 120 $345 $11,429
$35,000 120 $403 $13,334
$40,000 120 $460 $15,239